Prepaid Cards
Unlock a new level of financial control and convenience with our prepaid cards.
Sterling Gift Card (NGN)
The Sterling Verve Gift Card is a prepaid Naira denominated card that affords you the opportunity to gift friends, loved ones. There is no hassle of account opening as the card can be purchased right away. Get a Sterling Gift Card today and plant a smile on a loved one’s face.
- Naira denominated.
- No prior account required.
- Minimum KYC.
Accepted wherever theInterswitch or Verve logo is displayed. - The card is reloadable and valid for 3 years.• Easy access to funds 24 hours a day/7 days a week.
- Suitable and ideal for one off payments.
- Can be given to minors (below 18.)
- It takes away the worry of choosing the right gift and risks worry associated with cash gifts.
- Can be used across multiple channels – POS terminals, ATMs and Online.
- Can be used for financial management such as recurring payments that you are uncomfortable charging to your primary debit card.
- Offers great discounts at merchant’s location
Available at any Sterling Bank branch Nationwide - Option for home delivery at a minimal cost
- ATM- N150,000
- Web- N250,000
- POS- N250,000
- Daily Loading Limit – N50,000 capped at N250,000 card balance
- Total Holding Balance -N250,000
Sterling Prepaid Card (NGN)
The Sterling Prepaid Card is a Naira-denominated card that allows cardholders to transact across multiple channels without the need for a bank account. The card provides convenience and financial control and can also be co-branded for many purposes.
- Naira denominated.
- No prior account required.
- Minimum KYC.
Accepted wherever theInterswitch or Verve logo is displayed. - The card is reloadable and valid for 3 years.• Easy access to funds 24 hours a day/7 days a week.
- Suitable and ideal for one off payments.
- Can be given to minors (below 18.)
- It takes away the worry of choosing the right gift and risks worry associated with cash gifts.
- Can be used across multiple channels – POS terminals, ATMs and Online.
- Can be used for financial management such as recurring payments that you are uncomfortable charging to your primary debit card.
- Offers great discounts at merchant’s location
Available at any Sterling Bank branch Nationwide - Option for home delivery at a minimal cost
- ATM- N150,000
- Web- 250,000
- POS- N250,000
- Daily Loading Limit – N50,000 capped at N250,000 card balance
- Total Holding Balance -N250,000
Frequently Asked Questions
The Sterling Prepaid Card is a preloaded that is not tied to an account and thus can be issued to both Sterling and non-sterling customers. The card operates like the regular debit card and can be used for any form of payment and purchases.
- The prepaid cards are linked to a unique wallet, and do not require an account to be opened for the card holder.
- Cards can be used multiple times within the amount loaded.
- The cards are chip and PIN enabled.
- Cards are valid for a period of three years.
- Cardholder receives real time transaction notification.
Request of cards can be done via these channels:
a. In-branch request
b. Our e-form here
c. Reach our customer care on 07008220000 or [email protected]
Delivery of cards to requested location is within to 3 to 5 working days, depending on the customer’s location.
There is no limit to the number of cards our customers can request for. However, bulk orders, especially in their thousands, are not instant
The cards operate as regular debit cards and are valid at any Point of Sale across the country – all stores where the cardholder presents it will accept the card to the extent that it is funded.
The card is for purchase and payments – cardholders can withdraw the value on the card as cash.
Yes, the card is valid for bill payments such as airtime, utilities, etc.
Total highest loadable amount on the card at the time of request is N250,000.00 (Two Hundred and Fifty Thousand Naira)
The limit selected at the time of order remains until the card is exhausted or expired.
- Daily Loading Limit on the card is N50,000
- Daily Transaction limit on the card is N50,000
- Total Holding balance on the cards is N250,000.
No. The card is only valid for purchases in local currency (Naira)
No. The cards operate as regular prepaid cards with transactions limited to amount loaded. The cards cannot be overdrawn. Cardholders do not have access to credit.
Call our customer care on 07008220000 or send an email to [email protected]
