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Personal Investments

Our investment products are guaranteed to help you meet your goals and build wealth.


Doubble offers short, medium- and long-term savings and investments with high returns in Naira & Dollars. Invest in our flexible Money Market offerings or create Savings Plans and make your money work for you. Earn up to 14% returns p.a on your investments and up to 10% on your savings. Start investing with as low as N20,000.

• Fully owned by Sterling Bank Limited; you can rest easy because your money is safer with us.

• Flexible offerings with high returns, bringing you closer to your goals.

• Improved security with the latest encryption technology, to ensure you are always protected.

• User-friendly interface, to make things easy for you.

• Transparent investments with no hidden charges.

• You are never alone, enjoy 24/7 support via email, telephone, and social media.

  1. Download the app (Android and IOS)
  2. Sign up
  3. Create your profile
  4. Invest


Secure the bag when you invest with i-invest. Enjoy access to diverse investments, including Treasury Bills, Fixed Deposits, Equities, Eurobonds, Commercial papers, Savings and Life insurance all from the comfort of your mobile phone.

  • Diverse investment options are available! There is something for you, no matter your risk appetite.
  • Enjoy high returns on your investments, so you can reach your goals faster.
  • Your investments are protected with the latest encryption technology and two-factor authentication (2FA).
  • It is simple and easy to use.
  • Excellent Support is available 24/7
  • Download the app (Android and IOS)

  • Sign up

  • Fund your wallet

  • Invest

Call Deposit​

Our Call Deposit is a flexible instrument that allows you save and earn interest while you have access to your funds whenever you need it. Idle funds can be placed on overnight call, 7-day call or 14-day call. If you have short-term plans, we have the best options for you.

  • Easily accessible
  • No minimum initial deposit
  • Statement of Transaction available on request
  • Please note that this product is subject to 10% withholding tax
  • Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) Guarantee of 75%.
  • 20% of the tractor value will be contributed by the benefiting operator as equity. This would be deposited in the savings account and put on lien throughout the loan period.
  • Bank’s funding of the tractor is 100%.

Fixed Deposit​

This is a long-term investment account which offers you or your business competitive rate over a certain period of time usually not less than 30 days. You can also rollover your investment at the end of the agreed tenor. This will help you save towards a project or rainy day.

  • Negotiable and competitive rates
  • Interest is paid at full maturity
  • Investment is renewable on maturity
  • Prompt receipt of investment advice

Discounted Certificate Deposit​

Sterling Bank’s Certificate of Deposit (CD) is a type of security representing the bank deposit; it is a bank’s obligation towards the holder of the CD to fulfill all the terms and conditions incorporated in the CD.

Discount CDs are sold at a discount off their nominal amount and upon expiry of the term, the client receives the amount equal to the nominal amount.The difference between the nominal amount and the purchase amount is the interest earned by the client.

Recurring Deposit​

We like people with dreams but we love people who go out and make those dreams happen. So, what’s that thing you have been dreaming about and want to save towards? A new car? Further education? A fancy vacation? Let the Sterling Recurring Deposit Account aid your purposeful, incremental saving while you earn amazing interest.

  • High interest rates.
  • Minimum initial contribution of N5,000.
  • Subsequent monthly contributions in multiples of N5,000.
  • Unlimited number of monthly contributions.
  • Contributions can be made through standing order instructions, post-dated cheques, cash deposits or e-transfers.
  • The account can be opened for children.
  • Completed account opening form.
  • Int’l passport, driver’s license or national ID card.
  • One recent passport photograph.
  • A utility bill issued within the last 3 months.


ED-INVEST is an online, web-based impact-driven investment product that allows Investors and Concerned Citizens to invest funds at a competitive interest rate for returns on their investments. For every N100,000 investment, Sterling donates N100 to train a teacher for capacity building making Investors Indirect-Supporters of the Education sector.

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