Savings
Classic Savings
Watch your savings target become a reality when you open a classic savings account. You can earn interest on your money as well as carry out transactions with the classic savings account.
Savings Salary
A regular savings account designed for salaried individuals in all segments of the market It’s an interest bearing deposit account that promotes or encourages savings
• Daily minimum balance of N1,000
• Competitive interest rate i.e. 7.875% p.a. (30% of MPR)
• Access to Debit Cards
• Access to Electronic Banking facilities
• Valid Identification
• SMS alert
• KYC
• Valid means of identification.
• One recent passport sized photograph
• Letter of introduction from employer.
• Documentary Evidence of address in Nigeria
• CERPAC- Combined Expatriate Residence Permit and Alien Card (West African nationals excluded).
New Sterling Plus
An hybrid account designed for individuals in all the segments of the market; salaried & non-salaried, self employed professionals, HNIs. It offers the benefits of both savings and current account.
• Daily minimum balance of N5,000.00
• Interest rate of 7.875% p.a.
• Fixed monthly service charge of N100
• Access to debit card
• Checking facility (Lodgment of cheques and dividend warrants)
• Valid means of Identification
• KYC
• One referee
• Valid means of Identification.
• One recent passport sized
photographs
• Documentary Evidence of Address in Nigeria
• One satisfactory reference.
• CERPAC- Combined Expatriate
Residence Permit and Alien Card
(West Africa nationals excluded).
Sterling C.A.R.E.S
A savings account designed for non individuals (registered and unregistered organisations) i.e. Clubs, Associations, Religious Bodies Societies, Unions etc.
• Minimum opening balance of N10,000.00
• Minimum daily balance of N10,000.00
• Interest rate of 7.875% p.a.
• Checking facility (Lodgment of cheques and dividend warrants )
• Valid means of Identification
• KYC
• Two referees per signatory
• Duly Completed Account Opening Form.
• Letter of the authority of Club/Association signed by the Chairman/President and a second officer appointing Sterling Bank Ltd as Bankers.
• Two satisfactory references of signatories.
• Minutes of meeting approving the opening of the account.
• One recent passport-sized photograph of each of the signatories to the account
• Valid means Identification of each signatory to the account.
• Constitution of the Society/Club/Association
• Location verification of signatories.
• Management approval to open such account (REGIONAL HEADS)
Kia Kia Account
A Financial inclusion 1 account designed for individuals with no documentation and limited access to banking facilities.
• N50,000 single deposit**
• N300,000 total balance**
• Mobile banking transaction limit of
N3,000 and daily limit of N30,000
• No International Funds Transfer
• One account signatory
• Issuance of Verve Card Only
• Account Opening package/Online
• Passport photograph
• BVN
Kia Kia Plus
A Financial inclusion 2 account designed for individuals with limited document to access banking facilities
• N100,000 single deposit**
• N500,000 total balance**
• Mobile banking transaction limit of
N10,000 and daily limit of N100,000
• No International Funds Transfer
• One account signatory
• Valid ID Required
• Issuance of Verve Card Only
• Account Opening package/Online
• Passport photograph
• Means of identification
I Can Save (Minor)
Open a savings account for your kids to prepare them for the future and help cultivate the habit of savings from an early age. The I Can Save account will set them on a path to financial success way before their peers.
• Minimum account opening balance of N2,000
• Daily minimum balance of N1,000
• Competitive interest rate i.e. 7.875% p.a. (30% of MPR)
• Allows lodgment of cheques and dividend warrants.
• Issuance of Debit card & SMS alert
• Completed Account Opening Forms
• Parent’s/Guardian’s Valid Means of Identification. .
• One recent passport sized photograph each of minor and parent/guardian.
• Documentary Evidence of Address in Nigeria
• CERPAC- Combined Expatriate Residence Permit and Alien Card of Parent/Guardian
(West Africa nationals excluded).
• The birth certificate of the
minor/International passport or evidence of age.
TribeOne (Campus Hype Account)
Join the coolest Trybe on campus when you open a TrybeOne account. With zero account opening balance, you will also enjoy lower transaction fees alongside all other freebies associated with the account.
• Minimum opening balance of
N1000
• Daily minimum balance of Zero
• Competitive interest rate of 7.875%
p.a.
• Allows lodgment of cheques and
dividends up to N2 Million limit per
day
• Access to electronic banking
facility
• Issuance of a debit card
• Youth between the ages of 16-25yrs
• BVN
• Account opening Online/In-branch
(www.TrybeOne.ng/Tryber)
• One Passport Photograph
Corpers Savings Account
A savings account designed for youth corpers during the National Youth Service Corp program
• Minimum opening balance of N1,000
• Minimum daily balance of
Zero
• Competitive interest rate of 7.875% p.a.
• Issuance of Debit card
• Allows lodgment of cheques and dividends up to N2 Million limit per day Access to electronic banking facility
• Valid NYSC ID Card
• One Passport Photograph
